Statistics

The Reality of Debt in America

The Numbers Tell the Story

Across the United States, millions of families are facing an increasing financial burden — higher interest rates, rising living costs, and shrinking savings. Debt has become the norm, not the exception.

At Method Analytics, we believe knowledge is the first step to freedom. Here are some key insights that drive our mission to help people break free and build wealth.

National Debt Snapshot

Average American household debt

Over $100,000 (including mortgage, credit cards, and auto loans)

Average mortgage debt

$244,000+ per household

Average car loan

$23,000+

Average credit card balance

$7,900 per person

AU.S. national debt

Over $35 trillion and climbing

Dollar devaluation

The U.S. dollar has lost over 85% of its purchasing power since 1971

(Sources: Federal Reserve, U.S. Census Bureau, Statista)

What This Means

Most Americans are paying more interest than they’re earning — and that cycle is designed to keep them there.

Method Analytics helps you reverse that equation, using data, technology, and proven systems to:

  • Eliminate unnecessary interest payments
  • Accelerate debt payoff timelines
  • Build long-term wealth and security

Why It Matters

Debt doesn’t just affect your wallet — it affects your freedom, family, and future. The good news? You can change the numbers that matter most to you.